Beginner investment: Max 401k match, Roth IRA, S&P 500 ETFs (VOO)

This post presents a common scenario for new investors starting at age 35, seeking advice beyond their 401k. The discussion provides sound, widely accepted investment advice for long-term wealth building. Key recommendations include: 1. Maxing out the employer 401k match (free money). 2. Establishing a Roth IRA for tax-advantaged growth. 3. Investing in broad market ETFs or mutual funds, specifically mentioning an S&P 500 equivalent like VOO, for diversification and long-term growth. This strategy is suitable for a beginner due to its simplicity, low cost, and proven track record for long-term wealth accumulation.