Build a Diversified Core Portfolio with ETFs for Young Investors

For a young investor with a long time horizon and tolerance for risk, the advice to go 'full ETF route' is sound. Investing in broad market ETFs like VT (Vanguard Total World Stock ETF) offers global diversification, reduced stress, and generally outperforms individual stock picking over the long term. Using a Roth IRA maximizes tax-advantaged growth. Adding sector-specific ETFs like QQQ for tech exposure aligns with a higher risk tolerance. Individual stocks can be considered for a smaller portion of the portfolio in a taxable account, but the core should be diversified ETFs.