PayPal: FCF giant, improving margins, new AI/Ads revenue, strong buy.

PayPal ($PYPL) is presented as a "Strong buy" due to growing revenue, improving margins (transaction margin dollars +7%), and raised FY25 guidance. Key catalysts include a new high-margin advertising business (PayPal Ads Manager) and a strategic push into agentic AI for commerce, expected to enhance fraud models, routing, and conversion. Despite past underperformance, current operational KPIs show stabilization and potential for multiple expansion. The original poster holds calls, and many comments are also bullish.