Pivot to AML/Financial Crime with certifications and targeted applications

A 32-year-old individual with relevant experience in chargeback operations and first-line risk management is seeking to pivot into the high-demand field of AML/Financial Crime. While lacking core knowledge, the existing experience provides a strong foundation in regulatory adherence and investigative work. Pursuing ACAMS or ICA certifications, along with cold emailing fintech startups for junior roles (CDD analyst, onboarding analyst), represents a viable path. Dubai and the UK both offer opportunities in this sector. This pivot could lead to a stable and growth-oriented career with potentially higher earning potential than current temporary roles.